Motor Vehicles Act, 1988 S.166–Accident–Damage to Vehicle-Company has not produced any evidence on record to prove that the accident occurred on account of the overloading of passengers in the goods carrying vehicle-Therefore, insurance company cannot avoid its liability to pay for damage to  vehicle.;;

Motor Vehicles Act, 1988 S.166–Accident-Damage to Vehicle-Mere factum of carrying more passengers than the permitted seating capacity in the goods carrying vehicle by the insured does not amount to a fundamental breach of the terms and conditions of the policy so as to allow the insurer to avoid its liability towards the damage Caused to the vehicle.;;


Lakhmi Chand v. Reliance Gener